San Antonio is Military City USA — and we honor that by helping veterans secure their homes with $0 down and no minimum credit score. We follow the VA handbook as written.
The VA sets no minimum — and neither do we.
VA Guidelines As Written
While most lenders add 620+ credit score overlays, we follow the VA handbook exactly as written — focusing on your residual income, payment history, and overall financial health. We've approved veterans with scores below 500.
Your Certificate of Eligibility proves your VA benefit. We can pull it instantly via our direct VA link — no portal frustration.
In San Antonio's competitive market, our no-overlay pre-approval puts you ahead of other buyers.
We work with San Antonio realtors who specialize in VA Minimum Property Requirements (MPRs).
VA is a government-backed guarantee. We help structure offers where sellers cover closing costs.
We aim to get you your keys in 30 days or less.
We aren't just another mortgage company. We are the only lender in Texas that follows the VA handbook as written — no credit score overlays, no unnecessary barriers, no wasted time.
Join hundreds of Texas veterans who used their benefit to buy a home in the San Antonio area — with $0 down and no minimum credit score.
Get Your San Antonio VA Approval Today ★Or call us directly
(254) 282-5626