Veteran MortgageOne (VMO), a Texas-based VA mortgage lending brand operating as a DBA of MortgageOne, Inc. (NMLS #898812), announces its formal affiliation with one of the nation's most respected independent mortgage companies — marking a significant expansion in MortgageOne's commitment to serving the men and women who have served the United States military.
MortgageOne, Inc. was founded in March 2012 by Bryce Schetselaar (NMLS #474282) on principles of integrity, personalized service, and providing the right loan for every borrower's situation. Over more than a decade, MortgageOne has grown into a multi-state independent mortgage lender with offices spanning California, Tennessee, Florida, Missouri, Hawaii, Nevada, Utah, and Arizona — serving borrowers across the nation with a full suite of loan products.
Through this affiliation, VMO's Texas veterans gain immediate access to MortgageOne's national lending infrastructure, competitive VA loan rates, and streamlined underwriting — combined with VMO's hyperlocal expertise in the communities, military installations, and market conditions unique to the Texas veteran homebuyer.
"We are honored to operate under the MortgageOne umbrella. From day one, it was clear that MortgageOne shares our core belief: every veteran who has earned the right to call this country home deserves the same professionalism, speed, and integrity in the mortgage process that they brought to their service."— Caleb Lutsch, Branch Manager, Veteran MortgageOne (NMLS #898469)
What This Means for Texas Veterans
The Arlington, Texas branch — operating as Veteran MortgageOne — specializes exclusively in VA mortgage lending under the leadership of Branch Manager Caleb Lutsch (NMLS #898469) and a team of thirteen licensed loan officers. VMO brings dedicated expertise, local market knowledge, and technology-forward service to one of the nation's largest concentrations of active and retired military personnel.
VMO serves veterans across the Dallas–Fort Worth Metroplex, Fort Hood / Killeen, Fort Bliss / El Paso, Joint Base San Antonio, San Antonio, Houston, Austin, Conroe, Laredo, and surrounding Texas communities — with military-base-specific resources for servicemembers stationed at Fort Hood, Fort Bliss, Joint Base San Antonio, Fort Cavazos, and other Texas installations.
- Founded: March 2012 by Bryce Schetselaar (NMLS #474282)
- Company NMLS: 898812 · Equal Housing Lender
- Headquarters: Carlsbad, California
- Offices: CA · TN · FL · MO · HI · NV · UT · AZ · TX (Arlington, via VMO)
- Loan products: VA loans · FHA loans · Fixed-rate · Jumbo · Refinance
- Mission: Integrity, raving fans, and helping clients achieve the American Dream of homeownership
Veterans eligible for VA home loans may purchase a home with no down payment and no requirement for private mortgage insurance, making VA lending one of the most powerful benefits available to those who have served. The VMO team's affiliation with MortgageOne brings Texas veterans immediate access to MortgageOne's competitive rates and streamlined underwriting — combined with VMO's hyperlocal expertise in the communities and market conditions unique to the Texas veteran homebuyer.
"MortgageOne has spent over a decade proving that a mortgage company can be both nationally competitive and genuinely personal," said Lutsch. "That combination is exactly what Texas veterans deserve — and we are proud to carry that standard forward as part of the MortgageOne family."
For veterans, active-duty service members, and military spouses in Texas interested in learning more about VA loan eligibility or the VA home loan purchase process, the VMO team can be reached at veteranmortgageone.com/contact-us.
