Veteran MortgageOne (VMO), operating as a DBA of MortgageOne, Inc. (NMLS #898812), and Heroes Deserve Homes — a real estate program founded and operated by 27-year U.S. Army veteran Julian Barrientos — today announced a trusted partnership bringing together the two organizations to serve the full homeownership journey for eligible veterans, active-duty service members, first responders, firefighters, law enforcement, educators, and healthcare workers across the state of Texas.
Heroes Deserve Homes was founded by Julian Barrientos, who served 27 years in the United States Army across four combat deployments before dedicating his post-military career to helping heroes succeed in real estate. The program is operated under The Barrientos Group LLC and serves as a trusted resource for veterans and public servants who too often encounter misleading information, unrealistic credit requirements, or bad advice when attempting to buy or sell a home. Heroes Deserve Homes is compatible with all home loan types — including VA loans — and is free to apply with no obligations, connecting eligible heroes with rebates, incentives, and expert guidance through the real estate process.
"Heroes Deserve Homes was built because too many veterans were being turned away, given wrong information, or left to navigate the homebuying process alone. Pairing our program with VMO's lending team means our heroes now have a veteran-led realtor and a veteran-focused loan officer in their corner from day one. That's what mission-aligned service looks like."— Julian Barrientos, U.S. Army Veteran (Ret.) · Founder, Heroes Deserve Homes · Loan Officer, VMO (NMLS #2600812)
The partnership gives every veteran, first responder, and military family entering the Texas housing market access to a single, coordinated team: VMO's licensed loan officers — led by Branch Manager Caleb Lutsch (NMLS #898469) — for VA loan origination, pre-qualification, and AI-powered lead response via the AVA voice agent (254-AVA-LOAN); and the Heroes Deserve Homes real estate program for buying, selling, relocating, and investment guidance, with rebates and support available to eligible heroes at no cost to enter.
Veterans frequently face unnecessary barriers when seeking homeownership — from misinformation about VA credit requirements to a shortage of real estate professionals who understand military life, PCS moves, irregular income histories, and the specific legal and financial landscape of Texas. Both VMO and Heroes Deserve Homes were built expressly to close those gaps.
"This partnership makes both programs stronger," said Caleb Lutsch, Branch Manager of Veteran MortgageOne (NMLS #898469). "A veteran who qualifies for a VA loan deserves more than just a pre-approval — they deserve a team that understands their world at every stage. Heroes Deserve Homes brings exactly that on the real estate side. Together, we're the full-service team Texas veterans have been looking for."
Texas is home to more than 1.5 million veterans and some of the nation's largest military installations. The combined reach of VMO's 13-officer lending team — serving markets across Dallas–Fort Worth, Killeen / Fort Hood, El Paso / Fort Bliss, San Antonio / JBSA, Houston, Austin, Conroe, and Laredo — and the Heroes Deserve Homes real estate program positions both organizations to reach veterans and heroes in every corner of the Texas market.
Veterans, first responders, and eligible heroes interested in learning more about the combined VMO and Heroes Deserve Homes experience are encouraged to visit heroesdeservehomes.com to apply at no cost, and veteranmortgageone.com or 254-AVA-LOAN (254-282-5626) to speak with a VMO loan officer.
