With over 10 years in the mortgage industry, Kristie is one of Texas's most experienced VA loan specialists — dedicated to getting veterans approved when others have turned them away.
Kristie Munoz brings more than a decade of mortgage industry expertise to every veteran she serves. As a Senior Loan Officer at Veteran MortgageOne, she has earned a reputation as a tireless advocate for military families — particularly those navigating the VA No FICO Minimum Program and manual underwriting.
Kristie takes her clients' mission personally. She has helped veterans throughout Texas — many of whom had been rejected by other lenders — close on homes using the full power of their VA benefits. Her deep knowledge of VA guidelines means she finds solutions where others see dead ends.
When Kristie's clients say she 'answers the call to duty,' they mean it. She is known for her responsiveness, her depth of knowledge, and her genuine commitment to each family she serves. If you need a loan officer who will fight for your approval, Kristie is your advocate.
Kristie is based in the San Antonio area and serves veterans throughout South Texas, the Hill Country, San Antonio, Corpus Christi, Laredo, and statewide across Texas.
Apply today — no obligation, no minimum credit score.
Apply With Kristie → (210) 347-7362