Caleb Lutsch
Arlington Texas Branch

Caleb Lutsch

Branch Manager · NMLS #898469

With over 15 years serving veterans, Caleb leads with a passion for helping military families achieve the dream of homeownership. He personally oversees every client's experience from start to closing.

NMLS #898469 · Veteran MortgageOne · Equal Housing Opportunity
15+
Years Serving Veterans
5,000+
Five-Star Reviews
$0
Minimum Down Payment
No Min
Credit Score Required
447
Lowest Score Ever Approved

About Caleb

Caleb Lutsch is the Branch Manager of Veteran MortgageOne's Arlington, Texas branch and the driving force behind the No Minimum Credit Score VA Loan Program. With more than 15 years in the VA lending industry, Caleb has dedicated his career to one mission: helping the men and women who served our country become homeowners — regardless of credit history.

Caleb personally oversees every client relationship from application through closing. His hands-on approach means that when you work with Veteran MortgageOne, you're getting the benefit of his expertise at every step. He has built a team of specialists who share his commitment to veteran success and his belief that traditional credit overlays have no place in VA lending.

Under Caleb's leadership, Veteran MortgageOne has closed loans with credit scores that no other lender would touch — including an all-time low of 447. If you've been told "no" by other lenders, Caleb and his team want to hear your story.

Specialties

  • No Minimum Credit Score VA Loans
  • VA Purchase Loans (Zero Down)
  • Manual Underwriting
  • VA IRRRL Refinance
  • VA Cash-Out Refinance
  • First-Time Veteran Homebuyers
  • Military Relocation & PCS Support
  • Credit Builder Consultation

Areas Served

Based in Arlington, Texas, Caleb and the Veteran MortgageOne team serve veterans and active military across all of Texas — including Dallas–Fort Worth, Houston, San Antonio, Austin, Killeen, Corpus Christi, El Paso, Waco, Lubbock, Amarillo, and every community in between.

Ready to Get Started?

Apply today — no obligation, no minimum credit score.

Apply With Caleb → (972) 841-5501

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